Buying a home is a big decision and here is a checklist of things you need to seriously consider ahead
Mortgage loan or loan against property is a smart way to leverage the property you own
The good thing about LAP is that you can avail it even if you do not have full income proof
NRIs are eligible to get loan against property, albeit the documentation is more elaborate
While taking personal loan and home loan together, keep an eye on servicing and on indebtedness.
Adding co-signer improves credibility while adding a co-applicant adds to eligibility for home loans
There is a popular myth that older people cannot get home loans; and that is absolutely incorrect
If you have an existing home loan, an easy way to access funds is through home loan top-ups
What determines your home loan eligibility and how much loan can you get on your salary?
There is still an obsession for buying parcels of land in India and you can get funding for the same too
Despite being a heterogeneous market, real estate has continued to be a lucrative investment option in India
Collateral is a security for the loan; and here are the types of realty assets you can offer as collateral
Choice of home loan tenure has implications for your EMI and also for total interest paid
If you believe that your home needs a renovation and a face lift, you can easily get it funded with a home renovation loan
The reduction of GST on under-construction flats and low cost homes will be a further boost to the realty sector
Despite loan against property being a secured loan, the banks do insist on a basic threshold credit score
Here is what you need to know about the memorandum of deposit (MOD) charges in a home loan
The notice of intimation (NOI) introduced a decade back is intended to reduce cases of property fraud
Stamp duty on property transfer can be claimed as refund if the deal is called off
What are the steps to get a loan against property and how should borrowers go about it?
We often use immovable property in contrast to movable properties; but what exactly is immovable property?
Like resident Indians, even non-resident Indians (NRIs) are eligible to get home loans from banks. Here is what to know
As people increasingly depend on home loans for buying their dream homes, the myths also keep growing in tandem
If you are buying property for the first time, there are some basic checks and balances you need to be aware of
It is a myth that home loans are not for self-employed. If you have right documents, even self-employed can get home loans
As the owner of a property, one of your duties is to ensure that property it paid on time. Here is how to figure it out.
If you are applying for a home loan in your 40s, you just need to take some additional precautions along the way
If you home loan is about to get over, you cannot just relax. Here are some important things you need to focus on
In the modern world, customer is king. You have the luxury of choosing the best home loan provider, based on select criteria
It is said the devil lies in detail; which is why it is very critical to read the fine print clauses of the home loan agreement
It is not just enough to pay off your home loan; you must also get the no objection certificate, as part of the process
Lenders often prefer to lend to salaried persons due to fixed income, but self-employed can get mortgage loans too
It can be disheartening to get your home loan application rejected, but it is smarter to know the reasons for the same
Once you apply for a home loan, you may or may not hear from the bank immediately. Here is how you can do checks
When you buy a secondary property from an existing owner, there are some basic legal checks you need to do for sure
Getting a joint loan not only enhances your loan eligibility, but also makes the entire home loan a lot more tax-efficient
SBI home loans are not only available for residential properties but also for non-residential properties, also called CREs
If you are in the lower income group, can you still get a home loan? The good news is there are special schemes for this
Taking token money is a standard practice in India and here is what you must know about token money and safety checks
In case you are in a financial crisis and cannot repay your SBI Home loan on time, you need to sit with the bank and talk
We use the term mortgage loans quite loosely, but in reality there are a number of classifications for mortgage loans
With the surge in the number of tax assessees, it is good to be familiar with online income tax calculator
There are several factors that will determine the rate of interest at which you get the home loan. Here are a few.
MAHARERA registration brings a lot of simplicity, transparency, and safety into dealing in real estate in India
The reduction in GST for home buyers is a big boost to housing, and a bigger boost to affordable housing
Cost of your dream home may have gone up sharply, but there is a method. You can plan for your dream home systematically
A good personal credit rating is worth its weight in gold and that is why you must never default on home loan EMIs
There is a lot of process involved in a home loan application and here’s a primer on how to avoid basic mistakes
If you want to quicken the process of home loan approval, you can take a time-bound pre-approval well in advance
A home loan differs from a land loan and you need to grasp the nuances of both the products in fairly granular detail
Home loan sanctions and disbursement appear to be the same, but in reality, sanction is just the first step to disbursement
When applying for a home loan for your dream home, should you adopt the online route or the offline route?
Your own home is a long-term financial and emotional connect, but more advantageous is using the home loan route
One of the key steps to buying a property is to get it officially registered with the relevant state department. Here is how.
If you own property, it is possible to take loan against property (LAP), but there are some key mistakes you should avoid
Once the home loan sanctioned, the more important part is the disbursal of the loan and here are the steps involved
Apart from the traditional EMI mode of home loan repayment, there are a number of other ways to suit your appetite
Is there a golden rule to decide whether to opt for a fixed rate home loan or whether opt for a floating rate home loan?
When you buy a home, you need to plan for your down payment portion and you can actually invest for it as a goal
In home insurance, you insure the value of your asset, while in home loan insurance it protects the home loan from default
Home loan for government employees – Know the application process, eligibility criteria, features and interest rates for government employees for home loan.
Learn how to calculate your home loan EMI in easy steps and find out monthly interest, principal and outstanding amount with the help of calculator or formula.
Maintaining a healthy credit score is a crucial part for getting loans. Here are 6 ways to maintain a healthy credit score & improve the chances of getting loan.
Loan-to-value (LTV) ratio determines how much financing or loan you can avail from your lender based on the value of your property. Learn how it is calculated.
Know the minimum amount needed for home loan down payment while applying for the loan. Read to know the benefits of making a higher down payment.
Here are top 6 smart ways to manage and reduce your home loan burden. These strategies can help you manage your debt situation better. Read to know more.
Here is a step-by-step guide to apply for home loan in India. Check the documents required, eligibility criteria, processing fees and more.
Here is the detailed information about home loan balance transfer and how it works. Know the step-by-step process, documents required and eligibility criteria.
Here is a complete guide to CIBIL score. Know what is credit score, how CIBIL score is calculated and factors affecting your CIBIL score.
Know about the documents required for getting loan against property for salaried as well as self-employed individuals. Learn how to apply for it in easy steps.
Know the difference between home loan and loan against property. From features, eligibility criteria, interest rates and more, here is everything you need to know.
Your credit score can impact your home loan approval and interest rates significantly. Learn how to improve your CIBIL score to get approval for housing loan.
Follow these 6 steps to improve your chances for home loan approval. Maintain a good credit score and select extended tenure for quick loan approval.
Here is a list of documents required for home construction loans in India for salaried and non-salaried applicants. Know how home construction loan works.
Check out the important documents required for getting home loan in India. Here is the list of documents for salaried, non-salaried and NRI applicants.
Learn about the tax benefits on home loans in India. Know how to save tax, how much benefit you can get and how to apply for it. Read to know more.
Here is a detailed guide to apply for home loans in India with SBI Realty. Know how home loans work in India and documents required to apply for it.
Here are 8 different types of home loans in available in India. Compare and choose the best housing loan plan for your dream home that suits your need.
Disclaimer SBICAP Securities Limited through its division SBI Realty solutions deals in Pre Launch, Under construction, Ready Possession. SBICAP Securities Limited through its division SBI Realty solutions provides a unified platform for exchange of information & facts for buyers, builders & sellers. SBICAP Securities Limited through its division SBI Realty solutions is merely an intermediary for exchange of information to facilitate the transactions between Builder, Developers / Seller and Customer / Buyer and is not and cannot be a party to or control in any manner any transactions/disputes between the Seller and the Buyer. Projects featured on www.sbirealty.in are SBI approved projects only. SBICAP Securities Limited through its division SBI Realty Solutions shall neither be responsible nor liable to mediate or resolve any disputes or disagreements arising between the Buyer & Seller and both Seller and Buyer shall settle all such disputes without involving SBICAP Securities Limited through its division SBI Realty solutions in any manner whatsoever. The Website provides in depth analysis of the Property Market with more than 2400 Under Construction Projects developed, which are currently under development by more than 800 Developers. The website features latest prices, digital pictures of projects in various construction stages. The focus of the website is on Home Buyers looking to buy or upgrade to a New Home or Invest in under construction project or pre-launches by reputed builders.